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Protect Your Trip with Travel Insurance
From flight cancellations to medical emergencies, travel insurance is your safety net, providing peace of mind from start to finish.
Trip Cancellation · Trip Delay · Lost Baggage · Emergency Medical
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Travel insurance provides cancellation coverage up to 100% in the event of a covered medical reason, as well as valuable during-travel benefits like trip delay, lost baggage, and emergency medical.
Good to Know Before You Buy
- Buy within 14 days of booking to cover pre-existing medical conditions.
- “Cancel for Any Reason” coverage may be available: if you have to cancel for a reason that isn’t covered, receive up to 75% cash back when you purchase your policy within 14 days of booking.
- Insure all non-refundable costs, including flights, hotels, tours and cruises, so you’re eligible for full reimbursement.
- Once purchased, travel insurance is non-refundable.
- Upgraded insurance options may be available at a surcharge. Ask us for details.
Please review the travel insurance coverage details carefully and contact the insurance provider directly with any specific coverage questions.
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Why Travel Insurance Matters
Protection Against the Unexpected
Travel plans can change in an instant due to unforeseen circumstances, like illness, weather-related delays, or even job loss. Comprehensive travel insurance can cover non-refundable costs like flights, accommodations, and tours, so you’re not left footing the bill for a trip you can’t take.
Coverage for Pre-Existing Medical Conditions
To benefit from this coverage, you must purchase your policy within 14 days of your original booking date. If you delay, your pre-existing conditions may not be covered, potentially leaving you vulnerable to high medical costs.
Medical Emergencies Abroad
If you’re traveling internationally, your health insurance from home may not cover medical expenses in a foreign country. Comprehensive travel insurance fills this gap, covering everything from minor medical care to emergency evacuation.
Cancellation, Delay & Lost Luggage
A comprehensive policy will also cover you for trip cancellations, significant delays, and lost or delayed baggage. If your luggage doesn’t make it to your destination, or you miss a connecting flight, you won’t be left to handle the costs on your own.
Insure All Non-Refundable Costs
Insure all of your non-refundable trip costs, not only flights and hotels but also tours, cruises, and other pre-paid expenses. If you only insure a portion of your trip, you might miss out on full reimbursement in the event of a claim.
Know Your Coverage Gaps
Many credit card policies provide only limited protection and often exclude medical coverage altogether. Your home medical insurance may not extend to international travel or cover emergency evacuation or hospitalization abroad. Review the details before you assume you’re covered.
Important note: Travel by Darcy LLC is not an insurance broker. While we provide assistance with planning and purchasing travel services and travel insurance, we are not licensed to answer specific questions about coverage. For any inquiries about your policy details, or if you have concerns about what is covered, we strongly recommend contacting the insurance company directly for clarification.
Don’t Take Chances with Your Vacation Investment
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